The insurance may cover minor dents, chips, light scratches and scuffs, meaning you may not need to claim on your motor insurance policy.
Minor damage insurance has many features, these include:
- Policy terms available from 12 to 36 months, which can complement the term of your finance agreement
- Nationwide cover on all mobile repairs
- Repairs do not invalidate the Mercedes-Benz warranty
- Repairs are carried out at a convenient time and place for you
- Cover for minor dents, light scratches or scuffs to the exterior of the vehicle that does not exceed 30 cm in diameter. Chips are covered up to 1.5 mm in diameter.
Exclusions:
This insurance will not cover Minor Cosmetic Damage: That cannot be defined as a Light Scratch, Chip, Scuffed Bumper or Minor Dent or any Minor Cosmetic Damage where a Cosmetic Repair is not technically possible.
- To horizontal flat surfaces, roofs, bonnets and boot tops where the Repairer deems it not possible to achieve a satisfactory finish using Cosmetic Repair or Touch-in Repair techniques
- To paint colours and finishes that cannot be suitably matched by the Repairer. These include but are not limited to specialist, non-standard and exclusive paint colours and finishes, for example: self-healing paint, body wrap, chrome illusion paint, two tone paint finish or matt finishes
- To any body panel or part of a panel that has been distorted, ripped, torn, or perforated. Caused by hail, rust, pitting or paintwork discolouration. That requires replacement of any body panel or part of a panel
- Reported to the administrator more than 30 days after the Incident. Any claim where it is discovered that the policy was purchased more than 30 days following the delivery date of the vehicle.